Description:

CRED is hiring an Underwriting & Pricing Analyst to strengthen its insurance business and help design smarter, more optimized pricing and underwriting models. This role is ideal for professionals who want to blend data analytics, insurance expertise, and product strategy to deliver innovative insurance solutions.

What You’ll Do:

• Analyze user behavior, risk profiles, and funnel drop-offs to identify underwriting gaps.
• Build models to optimize conversions and enhance customer coverage.
• Act as the single source of data intelligence for insurance partners.
• Collaborate with insurers to co-develop underwriting models for optimized pricing and coverage.
• Create cohort-level pricing recommendations, run experiments, and evolve into a full-fledged underwriting framework.
• Explore alternate data sources (digital behavior, credit, lifestyle) within and beyond CRED for new pricing levers.
• Work closely with product, tech, and data teams to embed risk logic into product features.

Key Technical Skills:

Insurance underwriting, Pricing fundamentals, Actuarial concepts, SQL, Excel, Analytics, Data modeling, Insurance products knowledge, Risk profiling

Requirements:

• 2–6 years of insurance underwriting experience (motor insurance preferred).
• Strong knowledge of pricing and actuarial fundamentals.
• Proficiency in Excel and SQL for data analysis.
• Familiarity with different insurance products and market dynamics.
• Ability to collaborate with multiple stakeholders (engineering, product, data teams).
• Strong attention to detail and ability to multitask in a fast-paced environment.

This is a high-impact role where you’ll directly influence how insurance is offered, priced, and scaled for CRED’s growing user base.